Do bonuses count when applying for preschool subsidies in Punggol? Yes. ECDA includes bonuses in total household income when determining subsidy eligibility.
Preschool subsidy assessment uses gross income rather than only the salary deposited into your bank account. Regular wages and other income sources also matter.
For salaried employees, ECDA considers average gross monthly income over 12 months using CPF Board or IRAS assessment within the last two calendar years. Ask which income information was used if your outcome is difficult to understand.
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Understand why a bonus matters
The ECDA explanation of bonuses confirms that bonuses form part of the income assessed for subsidies.
A bonus may arrive once a year, while preschool fees arrive monthly. Keep that difference in mind when comparing your everyday budget with the income used for assessment.
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Check gross income carefully
ECDA’s income assessment guidance also includes commissions, overtime, allowances and employee CPF contributions for salaried employees.
Do not use take-home pay as a substitute for the assessed figure. Gather the relevant income records if you want help understanding a difference.
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Make sense of an annual average
For arithmetic illustration only, $48,000 in wages plus a $6,000 bonus totals $54,000; dividing by 12 gives $4,500 a month. This example does not determine your official assessed income.
Use an illustration to understand averaging, then check the actual assessment information. Avoid assuming that your most recent month’s salary alone explains the outcome.
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Ask about a change or discrepancy
Tell the preschool exactly which figure or period you want clarified. If your employment or household circumstances changed, give the date and ask about the applicable update process.
For that next step, read our preschool subsidy reassessment guide.
Information checked on 12 October 2026. Follow the current official instructions and the guidance given for your child’s application.
