When paying with CDC Vouchers in Punggol, merchants cannot give change if the voucher amount exceeds the purchase price. Select the voucher value after checking the final bill, not before you know the total.

You can use vouchers for part of a purchase and top up the difference with cash. For example, if a participating Punggol merchant’s bill is $8.40 and you select $8 in vouchers, the remaining cash payment is $0.40. This is an illustration, not a quoted local price.

Before showing the QR code, confirm the merchant accepts the relevant vouchers and agree on the payment split. Taking a moment to check the total helps avoid losing unused value or selecting the wrong amount while managing a queue.

Wait for the final total

Let the merchant confirm the purchase price, including anything you added. Then choose how much voucher value to use from the amounts available in your voucher record.

For a family meal, settle the combined order first if you intend to pay together. Selecting a code while others are still adding items can lead to a mismatched payment.

Back to contents · Next: Choose an amount that fits

Choose an amount that fits

The no-change rule means an overpayment is not returned as cash. A smaller voucher selection with a cash top-up can preserve value when the available denominations do not exactly match the bill.

For a bill of $12.30, using $10 of vouchers and $2.30 cash is a simple arithmetic example. Check the actual voucher options on your screen; do not assume every denomination is available in every category.

Back to contents · Next: Confirm redemption before paying again

Confirm redemption before paying again

The official FAQ explains that the QR code changes to show redemption, including the merchant and transaction time. Transaction history can also be checked on the voucher page.

If the scan seems uncertain, ask the merchant to check before generating another payment. A calm verification is more useful than immediately treating a delayed screen as a failed transaction.

Back to contents · Next: Make checkout easier

Make checkout easier

Keep a small cash payment option ready if you plan to top up. Ask about the arrangement before ordering when you are unsure how the merchant handles a split payment.

After shopping, update your household’s purchase note so the next person knows what has been bought. Keep receipts where useful, particularly when several family members share responsibility for groceries.

Back to contents · Official sources

Official sources and current checks

Checked on 11 October 2026. Use the current official scheme instructions and merchant directory when claiming or spending vouchers.

CDC: no-change rule, cash top-ups and redemption checks